Davenport has written a clearheaded, must-read guide for anyone looking to decode the most influential number of them all.
Readers will feel like Davenport is sitting right next to them, deciphering the current credit score system, walking through the steps to avoid credit mistakes, and laying out strategies for credit success… All readers who seek to better their knowledge of financial literacy, personal finance, and banking will find this a valuable resource.
If you ever have a need for credit–to buy a house, a car, or even to get the best insurance rates–get this book. It is worth reading even if your score is good, but absolutely get it if your score is not where you want it.
This is information credit grantors don’t want you to have. By keeping you ignorant, they can maximize their return mostly through charging high-interest rates. This is a surprisingly informative book, treating the entire subject of consumer credit cards, rather than, for instance, purportedly showing you how to repair your credit standing.
I have really enjoyed reading this book. It helps to demystify the credit industry and how it operates. I found it full of new information. It shows how the industry works against you and things you can do to improve your score. I think it is a worthwhile read. My spouse has taken it from my nightstand and it is now on the other side of the bed.
Worse yet, consumers aren’t usually told how their score is being used by all kinds of companies and banks to dictate financial terms that will strongly affect their daily lives.
So, when consumers interact with the world of credit, they do so from a position of weakness. With this revelatory new guide, Anthony Davenport aims to change that. Finally, here is a consumer-friendly roadmap for understanding and navigating the secretive world of consumer credit. Drawing on the real stories of his own firm’s high-profile clients, as well as the stories of middle-class Americans, he reveals where your credit score comes from, how to improve, maintain, or rescue it, and how to avoid the hidden credit pitfalls that can ensnare even the most careful consumer.
Your Score is a detailed yet accessible manual designed to help you take control of your credit score, understand how to play the game, and gain an insider’s perspective on how to navigate all the important financial decisions in your life.